Modifications & Terminations

Even if Pensford didn't place the original hedge, our clients trust us to ensure the best execution possible on the modification or termination.

A hedge must be managed as the loan changes, not set and forgotten. We track every trigger so the decision is proactive, never a deadline scramble.

We manage the full lifecycle. We track expirations and triggers so decisions are proactive rather than last-minute, quantify every alternative against the live market, and run any unwind, extension, or replacement competitively, so whatever residual value exists ends up with you, not the dealer.

Handled proactively, an extension or modification is just another competitively-run trade, with the same price discovery and documentation we bring to a new hedge. Handled passively, it can become a quiet loss of value.