July 17, 2026
This Week
Quick Cap Pricer
Interest is the biggest cost center you aren’t thinking about
Your risk management strategy shouldn’t be whatever the lender requires
Pensford starts with your business plan before we start talking hedge structures. We want to be in the conversation early while you’re still exploring financing options, not the week of closing.
The banks have the data.So do we.
And ours works for you
We guide our clients through every step, in plain language, without the trading desk jargon. That way, you know exactly what you’re executing and why.
Pensford only
sits on one side
of the table. Yours.
Pensford is structurally different
Our success depends on yours. Pensford exists to provide clear, strategic advice aligned with your objectives. Every recommendation we make is guided by that responsibility. No referral fees. No hidden incentives. No conflicts of interest.
We handle the interest rate risk so you can focus on running the business
From new financings and replacement hedges to ongoing portfolio monitoring, we do the heavy lifting and bring you proactive ideas. Then we collaborate with your team, combining our market expertise with the knowledge only you have about your business.
Reach out, even on nights and weekends
You’ll hear back within two hours
Evenings, weekends, holidays.
Markets close at 5pm EST. We don’t.
Commercial real estate is a relationship business.
So is ours.
We want our clients to think of Pensford as their outsourced interest rate risk management team. We deliver smooth closings, but our greatest value is the work we do between them.
Updated 12:58pm
Today
Updated 12:58pm
Rates struggled for direction this morning after a slew of mixed lower-impact economic data. Long term yields are net down 1-3bps largely due to soft forward looking housing data. Building permits, which are a leading indicator for the housing market, fell by a worse-than-expected 3%. UMich 1yr inflation expectations also declined to 4.2% from 4.6% the previous month.